Digital Assets Are No Longer Experimental

Cryptoassets, tokenisation, and distributed ledger technologies are now part of mainstream financial services. Regulatory frameworks are maturing, and supervisory expectations are rising.

Firms are expected to demonstrate competence, not curiosity.

Where Capability Gaps Appear

Digital asset knowledge is often siloed. While innovation teams push forward, risk and compliance functions struggle to assess:

• Custody and safekeeping models
• Governance and control structures
• Market abuse and fraud risks
• Technology dependencies

This fragmentation increases regulatory exposure.

The Case for Cross-Functional Learning

Effective digital asset governance requires shared understanding:

• Risk teams understanding technology
• Technology teams understanding regulation
• Leadership understanding strategic implications

Learning must be interdisciplinary and applied.

Learning From Real-World Failures

Market collapses, exchange failures, and governance breakdowns offer valuable lessons. Scenario-based learning helps teams identify risks before they materialise.

‍